Student Loan and Refinancing Application for
2​019 - A Continuous Charity


Student loan candidates must meet the following criteria:

1) Community Service: Actively contributing to or volunteering in their community and/or doing something to make the world a better place
2) Islamic Awareness: Actively advancing their understanding of Islam by studying the Quran, Arabic, Islamic studies, etc.
3) School: Accepted at or currently attending an institute of higher education
4) Status: US Citizen or permanent resident
5) GPA: A GPA of 3.0 is preferred, but it is not an absolute must


Refinancing candidates must meet the following criteria:

#1, #2, & #4 from above (#5 preferred). Additionally, they must have an interest-based student loan.




Candidate Information

The two fields with the red asterisk must be filled out in order for you to save your application and complete it later. You can save your application by clicking on the blue button at the bottom of the application.
Email:
First Name: *
Last Name: *
Date of Birth:
Phone Number:

Address Information

You can save your application by clicking on the blue button at the bottom of the application.
Street:
City:
Zip/Postal Code:
State/Province:
Country:

Personal Statement

You can save your application by clicking on the blue button at the bottom of the application.
Biographical Sketch:
Tell us a little bit about yourself
Personal Statement:
Tell us why you deserve a loan from ACC

Educational Merit

You can save your application by clicking on the blue button at the bottom of the application.

A. Please identify the current degree.
Format: school name, years attended, type of degree & field. 
Example:
  1.  UCSD, 2002-2006, BA History
  2.  UCLA, 2014-2016, MA Islamic History (current)

Educational Institutions Attended and Degrees Earned:
Refer to 'A.' at the top of this section
Current GPA:
(0.0 to 4.0)
Test Scores:
Format: test: score, year taken. Example: 1. SAT: 1200, 2012
Academic Awards:
Format: award: semester & year. Example: 1. Dean's List: Fall 2017
Scholarships:
Format: name of scholarship: amount, year. Example: 1. President's Scholarship: $1,000, 2013
This loan will be used for the following field of study:
Computer Science, Biology, Chemistry, etc.
Type of Degree:
Certificate, Bachelor's, Master's, etc.

Community Service and Activism

You can save your application by clicking on the blue button at the bottom of the application.

A. Format: organization name, leadership role, years held, hours per month, & contact person. Also, provide a description of your position.
Example: 1. MSA, President, 2 yrs, 10 hrs/month, Muhammad Yunus: mohmn@acceducate.org. 'I was the MSA president at USCD and had the following responsibilities...'

Leadership Roles:
Refer to 'A.' at the top of this section
Briefly describe your community involvement and how you choose to make your community or the world a better place:

Personal Financial Information

You can save your application by clicking on the blue button at the bottom of the application.

A. If you are a legal dependent, include the income of your parent(s). If you are independent, include the income of your spouse if applicable, but DO NOT include your income.

B. If you are a legal dependent, include the debt of your parent(s). If you are independent, include the debt of your spouse if applicable, but DO NOT include your debt.

C. Please tell us how you will be paying back your loan. Example: $10,000 loan
$100/month for 12 months while in school
$379.17/month for 24 months starting when I graduate on mm/yy

The more quickly you anticipate you can pay back the loan, the more likely you are to receive the loan. This way we can rotate the funds faster, helping more students, and losing less dollar value to inflation.

D. List your current job title, salary, & a brief description of your job. If you are a student and you are not working, write 'student.' If you are a graduate and you are not working, write 'unemployed.'
Total Educational Subsidized Loans:
Loans from the government in which they pay the interest. Without '$' symbol
Total Educational Non-Subsidized Loans:
Loans from the government in which the interest has already started. Without '$' symbol
Total Educational Interest-Free loans:
Money loaned by family or friends. Without '$' symbol
Total Educational loans (add the above 3):
Without '$' symbol
Total Non-Educational Debt:
House, car, etc. . Without '$' symbol
Personal Annual Income. . Without '$' symbol:
Without '$' symbol
Total Family Income:
Refer to 'A.' at the top of this section
Total Family Debt:
Same as above.
Planned Personal Contribution:
List the total amount you plan on contributing towards your education
Planned Family Contribution:
List the total amount your family plans on contributing towards your education. Without '$' symbol
Amount needed this school year:
In the section below entitled 'Additional Information,' you can describe your total financial need.
Proposed Payback Schedule:
Refer to 'B.' at the top of this section
Type of Loan Needed.:
Current Job and Salary:
Refer to 'D.' at the top of this section
Future Job, Anticipated Salary, and Start Date:
What is your anticipated job title and annual salary? When do you think you will start your job?
Additional Information:
Please Include any other pertinent information for the reviewer
Additional Information:

Islamic Education

You can save your application by clicking on the blue button at the bottom of the application.

A. Demonstrate your level of Islamic education and list Islamic activities that you are/were involved in.
Examples:
Islamic classes or seminars (formal or informal), amount of Quran memorized, activities in the mosque, dawah activities, etc.

Islamic Education & Activities:
Refer to 'A.' at the top of this section

Riba (Interest)

What does Islam say about interest (riba)?:
Please give as much detail as you can.

Other Info

Email Opt Out:

Attachment Information

You can save your application by clicking on the blue button at the bottom of the application.
Letters of Recommendation:
Or have the individual writing the letter email us at secretary@acceducate.org
Government and School ID:
Same as above
School Transcript:
Please upload your most recent school transcript. This may be an unofficial copy of the transcript.
Financial Statement:
Click on the plus sign to the left of 'Financial Documents.'
Tax Return Transcript:
Get the Transcript here